XM Overview

XM.com is located in Limassol, Cyprus and is always at the top of various ranking. They were found in 2009 and have grown into a global industrial giant with more than 3.5 million customers.

The trade name of XM.com is ‘Trading Point Holdings Ltd’, which is 100% owned by Trading Point of Financial Instruments Ltd (Cyprus), regulated by the Cyprus Securities and Exchange Commission (CySEC) and registered with the FCA (FSA, UK).

XM.com support with more than 30 languages helps them gain customers worldwide and at all levels of experience.

Account Types

XM.com provides three account types:
“Micro accounts: are a perfect for beginner traders, who doesn’t want to risk a lot of money. It has minimal deposit of 5$ and 100 Lot restricted contract size, with 1 Lot being 1,000. This account type is also commission free and costs are only the spreads.

The second account type is “Standard accounts”, which on the one hand also have minimum of 5$ deposit, but on the other limited to 50 Lots per ticket, with 1 Lot being 100,000.

The third is “XM Zero accounts” and this type are for advanced trader. Minimal deposit of $100, Commissions and 50 Lot contract restriction, with 1 Lot equal 100,000. There are only three base currency available for that account type: USD, EUR, JPY.

Trading Platform

XM.com does not have their own trading platform; instead, they use Meta-Trader. On the one hand, MT4 and MT5 are the most popular platforms in the world, on the other – an outdated design and the absence of price warnings. However, the intuitive interface and access to programming make Meta-Trader very popular.

XM.com customers can use a browser, mobile or desktop version.

Deposit & Withdraws

Deposits and withdraws are commission free. XM.com offers various options, such as via multiple credit cards, bank wire transfer, local bank transfer, and electronic wallets such as Neteller, Skrill, Skrill 1-Tap, MuchBetter Wallet and Trustly.

The minimum deposit or withdrawal is $5 USD or $100 (or equivalent denomination), depending on account type.


There are multiple instruments available at XM.com. Such as 55+ majors, crosses and exotics currency pairs, variety of international stocks CFDs, commodities CFDs, equity indices CFDs, precious metals and energies CFDs.

All instruments are from highly liquid markets and available for long and short trading with up to 1:30 leverage.

Customer Support

XM.com supports clients from 196 countries with over 25 languages from Monday to Friday 24 hours per day via life chat, telephone or Email.


XM.com obliged to ensure the safety of clients’ funds, due to the Markets in Financial Instruments Directive (MiFID). That is why clients’ funds are segregated within a reputable EU banking institution.

The ‘Investor Compensation Fund’ was also created to ensure the clients that the company will pay compensations to all their clients in the unlikely event of bankruptcy or services suspension.

As a regulated financial services provider XM.com follows strict regulatory requirements. Among them is monthly submission of financial reports to Cyprus Securities and Exchange Commission (CySEC). The company required to maintain capital enough to cover all clients’ deposits, fluctuations in the Company’s currency positions, and any other outstanding costs.

Final Thoughts

XM.com is an established organization that began its activities more than 10 years ago. During this period, the platform has attracted the attention of a large number of users around the world and continues to actively develop.

There are more than 1,000 trading instruments available for the traders including currencies, indices, stock, metals, etc. XM.com has seriously worked on the regulatory issue and has more than one license, strictly complying with the law, which only attracts customers.